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Federal Retirement Guides
Plain answers to complex retirement questions
Accurate, jargon-free guides on FERS pension, TSP strategy, the MRA+10 reduction, the FERS Supplement, and everything federal employees need to retire with confidence.
How Much Do You Actually Need in Your TSP If You Have a FERS Pension?
The 25x salary rule was built for people with no pension. Federal employees with a FERS annuity need a completely different target number — usually lower than they think, in a specific way.
The TSP G Fund: Your Safest Investment — and Its Hidden Cost
The G Fund is the only investment in the world that gives you Treasury-level yields with zero principal risk. But for most federal employees, it is also the quietest drag on their retirement. Here is what the G Fund actually is, when to use it, and the mistakes that cost people the most.
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