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Federal Retirement Guides
Plain answers to complex retirement questions
Accurate, jargon-free guides on FERS pension, TSP strategy, the MRA+10 reduction, the FERS Supplement, and everything federal employees need to retire with confidence.
TSP Withdrawal Options Explained: Lump Sum, Installments, or Annuity — What to Choose
When you retire, you have four ways to access your TSP money — and the wrong choice can cost you tens of thousands in taxes or lock you out of flexibility forever. Here's what each option actually means.
How to Set Your TSP Withdrawal Rate When You Have a FERS Pension
The standard 4% rule was built for people with no pension. Federal employees with a FERS annuity can afford a different approach — but only if you model the interaction correctly.
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