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Federal Retirement Guides
Plain answers to complex retirement questions
Accurate, jargon-free guides on FERS pension, TSP strategy, the MRA+10 reduction, the FERS Supplement, and everything federal employees need to retire with confidence.
When to Claim Social Security as a FERS Employee: 62, 67, or 70?
The breakeven math between claiming early and waiting is well known. What most guides miss is how the FERS Supplement, your pension, and your TSP interact with your Social Security claiming decision.
How to Set Your TSP Withdrawal Rate When You Have a FERS Pension
The standard 4% rule was built for people with no pension. Federal employees with a FERS annuity can afford a different approach — but only if you model the interaction correctly.
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